Real estate appraisal services for homeowners in the city of Downingtown and Chester County

Here are the top 7 reasons PA homeowners call on G. Scott Brown & Associates:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Chester county's assessment of your propertyworth
  3. To lower a mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a PA divorce, when real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Own a home in or near Downingtown, PA and need help determining the price of it?
Contact G. Scott Brown & Associates.

At G. Scott Brown & Associates, we understand the individual needs of a customer looking for appraisal services. Our typical business clients understand the appraisal process and the usual reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at G. Scott Brown & Associates are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. G. Scott Brown & Associates is experienced in helping consumers just like you do away with unwanted and unneeded PMI insurance.

Challenging Chester county's assessment of your property

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from G. Scott Brown & Associates is your #1 weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. G. Scott Brown & Associates can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? G. Scott Brown & Associates offers field reviews where we'll go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? G. Scott Brown & Associates can help you with that. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.