![]() G. Scott Brown & AssociatesThe FHA keeps a roster of approved appraisers for each state - G. Scott Brown & Associates is on the roster of approved appraisers for PA. If you have an FHA-secured mortgage, be sure to get with G. Scott Brown & Associates, as we are approved and certified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at G. Scott Brown & Associates is well-trained on how to follow the rules and regulations provided. Be sure to contact G. Scott Brown & Associates if you need an appraisal done for an FHA-secured loan. If your loan is FHA certified, that means that it has been guaranteed by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is secure in case the borrower doesn't pay their loan. Low-income and moderate-income consumers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to assist credit-worthy consumers to meet expectations and qualifications for lending organizations that they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are acutely useful to purchasers with less starting capital. |